$6 Million per Day to Seniors1
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Life Settlement: Selling Your Life Insurance
Whether term, universal, or whole life, you could get cash for your life insurance policy. 85% of all life insurance policies never pay a death benefit2 and life settlements* provide 300% of the cash surrender value on average.3,4 Most people don't realize that there are options to giving up a life insurance policy or getting only the life insurance cash surrender value.
Turn to Golden Gateway life settlements for:
- A team who will negotiate with multiple funders to get you their highest bid. Competition is key to maximizing the value of your policy.
- A team who will negotiate with multiple funders to get you their highest bid
- A streamlined process with minimal paperwork
- A dedicated expert who will explain and simplify the process from start to finish
It is always better to evaluate a life settlement than to simply let your life insurance policy lapse.
Exploration of life settlement can help you determine whether there is an opportunity to sell your life insurance policy. If you simply let your life insurance policy lapse, you'll have no chance to receive a return on the years of premiums you've paid into the policy.
1Conning Research, "Life Settlement: A Buyer's Market For Now", 2009
2Understanding Life Settlements and Industry Issues Entering 2008, Insurance Studies Institute, 2008
3 Data Collection Report 2006, Life Insurance Settlement Association (LISA)
4Golden Gateway Financial customers on average received 19% of the face amount of their policies over the last 6 months.
* "Life settlements" are referred to as "viatical settlements" by statute in Montana and Oklahoma.
